Privacy Policy

Last updated: October 31, 2025

1. Introduction

This Privacy Policy explains how user information is handled in the Lomoni Personal Finance application (hereinafter referred to as “the App”).
 We value our users’ privacy and are committed to protecting their personal data.

2. Information We Collect

Lomoni Personal Finance does not collect, store, or share any personal information from users.
 The only information that may be processed is that which is strictly necessary to complete purchase transactions, in accordance with the secure systems and policies of official app stores:

● Apple App Store

● Google Play Store

This information is managed directly by these platforms under their own privacy policies.
 The App does not have access to personal details such as names, addresses, payment methods, or device identifiers.

3. In-App Purchases

When you make an in-app purchase (for example, to unlock premium features), the transaction is processed securely through the corresponding app store.
 The only data handled are those required to validate the purchase status (e.g., transaction ID or product identifier).
 This information does not personally identify the user.

4. Data Storage

Lomoni Personal Finance does not store user information on external servers.
 All data related to app functionality is stored locally on the user’s device and is deleted when the app is uninstalled.

5. Third-Party Services

If third-party services are used (such as purchase validation or error analytics), they are strictly limited to what is necessary for the correct operation of the App.
 For example:

● RevenueCat may process purchase identifiers to validate transactions.

These services comply with applicable privacy regulations, including the General Data Protection Regulation (GDPR) and the California Consumer Privacy Act (CCPA).

6. User Rights

Since Lomoni Personal Finance does not collect personal information, there is no need to exercise data access, correction, or deletion rights.
 If you have any questions or concerns about privacy or transactions, you can contact us using the email address below.

7. Changes to This Policy

We may update this Privacy Policy in the future to reflect changes in functionality or legal requirements.
 Any significant changes will be communicated by updating this page or within the App.

8. Contact

If you have any questions or comments about this Privacy Policy, please contact us at:
 📧 lomonihelp@gmail.com